Charge and you will costs
The new fine print for the mortgage loans need you to discovered normal income, public shelter otherwise your retirement payments and make use of DNB as your everyday lender.
Computation off productive interest rates
BLU Initiate:Loan amount NOK dos one hundred thousand 100000 to 85 % from market price. Affordable interest rate step three.39 % p.a. Annuity loan which have active interest rate step 3,52 % p.a. plus front side-avoid percentage NOK 3 190 and instalment fee NOK 65. Rates NOK 990 890, total NOK 2 990 890 more than twenty five years.
Amount borrowed NOK dos 100000 one hundred thousand, affordable rate of interest 4.69 % p.a good. to possess 3 year fixed speed. Annuity financing which have energetic interest cuatro.87 % p.a beneficial. also front-stop commission NOK 3 190 and you may instalment fee NOK 65. Costs NOK step one 422 590, totalt NOK 3 422 590 over twenty five years.
Car finance to possess young people with deposit thirty-five % or higher:Amount borrowed NOK 150 100000 to 65 % from purchase price. Annuity financing having moderate interest 4.74 % p.good., active interest six.54 % p.an effective. plus side-avoid commission NOK dos five-hundred and you may instalment payment NOK 65. Prices NOK twenty five 484, total NOK 175 484 over five years.
Amount borrowed NOK 50 100. Nominal interest rate % p.a beneficial. Annuity financing having active rate of interest % p.a good. in addition to front-prevent percentage NOK 500 and instalment percentage NOK fifty. Total price NOK 68 777 more 5 years.
Fixed-speed home mortgage Saga:Amount borrowed NOK dos one hundred thousand one hundred thousand, moderate interest 4.69 % p.an excellent. to possess step 3 seasons repaired price. Annuity mortgage having active interest cuatro.87 % p.an excellent. together with front side-prevent payment NOK 3 190 and you can instalment commission NOK 65. Cost NOK 1 422 590, totalt NOK step three 422 590 more than twenty five years.
Car finance Tale and Tale Platinum with thirty-five % advance payment:Loan amount 150 100 NOK doing 65 % off cost. Annuity financing that have nominal rate of interest cuatro,74 % p.an effective., active rate of interest 6.49 % p.a great. including side-stop payment NOK dos 300 and instalment payment NOK 65. Pricing NOK twenty five 259, complete NOK 175 259 more 5 years.
Tale Liquidity put aside:Loan amount NOK 70 100000. Nominal rate of interest %, effective interest rate % as well as front-stop commission NOK 500. Costs NOK 4 574, overall NOK 74 574 more 12 months.
Real estate loan to 75 % out of ount NOK dos 000 100000, up to 75 % off market value. Affordable interest 4,31 % p.a. Annuity mortgage which have active interest rate cuatro,forty five % p.a great. and side-end fee NOK step 3 190 and instalment fee NOK 65. Prices NOK step one 286 390, total NOK step three 286 390 more than 25 years.
Home equity personal line of credit:Loan amount NOK 2 100 100000, around 75 % regarding market price. Affordable interest rate cuatro,29 % p.a. Annuity financing that have energetic rate of interest cuatro,forty five % p.a good. in addition to top-avoid fee NOK 3 190 and you may instalment percentage NOK 65. Rates NOK 1 286 390, total NOK step 3 286 390 more than twenty five years..
Fixed-price home loan:Loan amount NOK 2 100000 100 to 75 % away from market https://paydayloanalabama.com/boykin/ value. Affordable interest 4.74 % p.an excellent. getting step 3 season fixed rates months. Annuity loan which have productive interest cuatro.92 % p.an excellent. and front side-stop commission NOK step three 190 and you will instalment percentage NOK 65. Cost NOK 1 439 690, overall NOK 3 439 690 more 25 years.
Green mortgage:Amount borrowed NOK 2 one hundred thousand 100000 as much as 85 % of market price. Moderate rate of interest 3.39 % p.good. Annuity financing which have energetic interest 3.52 % p.an effective. and side-stop payment NOK step 3 190 and you will instalment commission NOK 65. Cost NOK 990 890, totalt NOK dos 990 890 more twenty five years.